Houston Auto Insurance

Let us help you find a licensed car insurance agent in Fort Bend County. Using consumer reviews and ratings from Yelp, we can help you find a trusted Houston auto insurance company. Whether you are high risk or a new teen driver, comparing auto insurance rates in Houston is always a good idea. The minimum coverage per person in Houston is $20,000.00.

Houston Insurance Rates

Keep in mind that there are a number of factors that affect insuring your car in Houston. Driving a Mercedes versus driving a Toyota Camry can mean a higher insurance policy.

Residents in Houston definitely need auto insurance. In 2008, FBI Crime Statistics reported 956 reported arson cases in Houston, TX that has an estimated population of 2238895.

Key Houston Auto Insurance Terms

• Second Party: The insurance company in an insurance contract.
• Subrogation: The process of recovering the amount of claims damages paid out to a policyholder from the legally liable party. When a company pursues the legally liable third party, they are required to include the policyholder's deductible in the recovery process.
• Surcharge: An extra charge applied to the premium by an insurance company, usually applied to an at-fault accident or moving violation.

Lead auto insurance companies such as Mercury, Farmers Insurance, All State, Farm Bureau, Nationwide, USA and AAA are part of the insurance network.